Unlike traditional banks and lenders, we offer tailored loan solutions designed just for you. Our competitive interest rates and personalized loan options ensure a smooth mortgage process, turning your homeownership dreams into reality. Let us help you find the ideal home loan that fits your unique needs.
I want to explore all different down payment options.
I have served in the military or am currently on active duty.
I lack sufficient funds for a substantial down payment.
I want to build a home or looking at model homes from a builder.
I am a low-to moderate-income borrower looking in rural areas.
I want to purchase a condominium
I want a home with a price that exceeds the conforming limit.
I have exceptional credit but not much money for a down payment
I want to purchase in a high-cost area and need options
I am 62+ years old and I do not want a mortgage payment
I want to purchase a home that needs repairs
I want to buy a home now, but I want to refinance with no lender fees if the rates drop
*Calculations do not take into account certain loan-specific costs, including but not limited to mortgage insurance, mortgage insurance premiums, funding fees, HOA fees, etc.
At Modern, we promise to make your mortgage journey straightforward, efficient, and worry-free from start to finish. Get started today by simply applying online with our easy to use and fast application process!